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Account Interest Rates--Effective August 25, 2010 |
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PEOPLES CHOICE CREDIT UNION
APY = Annual Percentage Yield
| SHARE/SAVINGS |
| |
$5.00 to Open
($25 for Dividends) |
Rate
.50% |
APY*
.50% |
Share/Savings with Life Insurance .25%
Compounded Quarterly |
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SHARE DRAFT CHECKING
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| |
| (Basic & Membership Plus Accounts Only) |
Rate
.50% |
APY*
.50% |
| $500 Minimum to earn Dividends |
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KIRBY KANGAROO CLUB
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| |
| (Age 12 & Under) |
| Share/Savings |
Rate
1.00% |
APY*
1.00% |
| Share Certificate |
($500 Minimum) |
| 6 Months |
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| 12 Months |
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| Compounded Quarterly |
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IRA SHARES
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| (No Minimum) |
Rate
1.50% |
APY*
1.51% |
| Compounded Quarterly |
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| CHRISTMAS CLUB |
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(No Minimum Deposit)
Paid out Oct 1, 2010
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MONEY MARKET
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| ($500.00 Minimum Balance) |
Rate
.75% |
APY*
.75% |
| Dividends Paid Monthly |
*4 Withdrawals Per Month |
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SHARE & IRA CERTIFICATES
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| |
| $1000 and Over |
| Term |
Rate
|
APY* |
| 3 Months** |
.50% |
.50% |
| 6 Months** |
.75% |
.75% |
| 12 Months |
1.49% |
1.50% |
| 18 Months |
1.52% |
1.53% |
| 24 Months |
1.74% |
1.75% |
| 36 Months |
2.13% |
2.15% |
** No 3 & 6 Month IRA
Compounded Quarterly |
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| Health Savings Account |
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| (No Minimum) |
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Rate
1.50% |
APY*
1.51% |
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| Compounded Quarterly |
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APY = Annual Percentage Yield
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Accounts 